Preventative Health Initiative · Government-Backed Program
Save
$600 Per Employee
While Offering
Better Benefits
A government-backed payroll tax strategy that lets businesses with 15+ employees reinvest money they're already spending — into benefits their team will actually use.
Government-Backed Tax Strategy
No New Benefits Plans Required
Zero Increase in Payroll Budget
No Disruption to Current Systems
How It Works
Three Steps to Lower Costs and Better Benefits
PHI uses an existing government-approved payroll tax mechanism. Most businesses are already eligible — they just don't know it.
We Assess Your Eligibility
A specialist reviews your current payroll structure to confirm your business qualifies and calculates your estimated annual savings.
We Redirect Existing Dollars
Using a government-backed payroll tax strategy, we restructure spending you're already doing — no new budget, no new line items.
Your Team Gets Better Benefits
Employees gain access to telehealth, mental health support, wellness coaching, hospital protection, and whole life coverage, at no cost to them.
What's Included
Benefits Employees Will Actually Use
Most benefit packages go unused because they don't solve real everyday problems. PHI adds five meaningful benefits that employees notice from day one.
Your potential savings
$600
per employee · per year
24/7 Telehealth Access: Zero co-pays. Unlimited visits. Available for the whole family.
Mental Health & Wellness Support: Counseling, therapy access, and stress management resources.
Preventative Care & Wellness Coaching: Proactive health programs that reduce long-term claims costs.
Hospital Bill Protection: Coverage for unexpected hospital costs that existing plans leave behind.
Whole Life Coverage: Long-term financial protection that builds real value for employees.
Your potential savings
We Know What You're Thinking
Here are the three questions every business owner asks before they get started.
"Does this cost us more money?"
No. PHI works by redirecting dollars you're already spending through payroll taxes. Your total compensation cost stays the same or decreases.
"Will this disrupt our current setup?"
No new benefit plans are required. PHI layers on top of your existing structure with minimal administrative changes to your current systems.
"Is this actually legal and compliant?"
Yes. PHI uses a government-approved Section 125 payroll tax mechanism that has been available to businesses for decades — most just haven't heard of it.
who qualifies
Is Your Business Eligible?
Most businesses that meet the following criteria are eligible. A specialist will confirm your exact eligibility during your free assessment.
20 or more W-2 employees
Non-restaurant business
Decision-maker is a CEO, Owner, Founder, VP, or Director
Currently running standard payroll
See What Your Business Could Save
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